Boat Insurance

Lower Premiums & Fewer Worries


Oak Tree Insurance breaks down the coverage you need and compares quotes from over 20 top boat insurance companies. Welcome to a better insurance experience. Contact us or request quotes to get started.


What Is Boat Insurance?


Boat insurance provides financial protection when you injure another person or damage their property with your watercraft. This is known as watercraft liability insurance.

In addition to liability, your policy can provide coverage for physical damage to your vessel, medical payments, fishing equipment coverage and much more. We’ll help you decide on the right coverage, then find you the best price.


Boat Insurance Coverage Options


Boat Liability

Covers damage and injuries that you cause to another party with your watercraft.


Covers physical damage to your boat caused by a collision with another boat or object.


Covers physical damage to your boat caused by something other than a collision, like weather.

On-Water Towing

Covers the cost to tow your boat if it becomes disabled on the water.

Fishing Equipment

Covers fishing equipment, like rods, reels, and more if it is lost or stolen.

Medical Payments

Covers the cost of medical bills if you are injured in an accident.


Covers physical damage to your boat trailer.

Don’t Sweat Your Boat Insurance

Get Quotes

Or Call (952) 469-9261

Skip to content